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income

How Much Should I Save Each Month

The answer to the question “How much should I save each month” is based on what goals you have.  Are you saving for the down payment on a house? Are you saving for retirement? Do you plan to retire early? There are many factors involved in deciding how much money …

retirement savings fairness

It Isn’t Frugality That Builds Wealth

I am frugal to a fault, and Mrs. C. will never let me hear the end of it. Cutting back on eating out, cutting my own hair, switching off all the lights constantly, wearing clothes til they fall apart, etc, has saved me maybe $3,000 a year that I can …

What Is The Middle Class?

The term middle class gets thrown around a lot.  It seems that all politicians pay lip service to helping the middle class, but few define what they believe it is.  What is the middle class? Is it based on income, on education, on wealth, or on lifestyle? What Is The …