Benton Harbor Area Schools is likely headed for bankruptcy in 3 years, but no one is sounding the alarm. Maybe we have gotten so used to BHAS having financial difficulty. Maybe the Federal and State post COVID bailouts have made us too comfortable. Maybe no one is paying attention. It …
Someone I know recently made the decision to move from her home to an independent living retirement community, we will call her Barb for the purposes of this article. Barb’s husband passed many years ago and she has lived alone in a 3 bedroom 2 bath home on some acreage …
One of the biggest challenges of early retirement is health care costs. The insurance market has been broken since Obamacare was passed and the ACA cliffs create a big challenge for early retirees. I touched on this idea in an earlier article on planning for ACA penalties in early retirement …
My local school district, Benton Harbor Area Schools, is now running a program to pay all high school kids who sign up $100 per week for perfect attendance for a 10 week period of time. There is a 1 week break in the program during count week, where the school …