Currently browsing category

Saving

Joe Biden Thinks I Live In Poverty

Joe Biden recently commented that almost half of Americans are living in Poverty.  The data that was being quoted included those the government says are living below the poverty line based on Adjusted Gross Income (AGI) and those who are low income living on up to 200% of the Federal …

How Much Should I Save Each Month

The answer to the question “How much should I save each month” is based on what goals you have.  Are you saving for the down payment on a house? Are you saving for retirement? Do you plan to retire early? There are many factors involved in deciding how much money …

retirement savings fairness

It Isn’t Frugality That Builds Wealth

I am frugal to a fault, and Mrs. C. will never let me hear the end of it. Cutting back on eating out, cutting my own hair, switching off all the lights constantly, wearing clothes til they fall apart, etc, has saved me maybe $3,000 a year that I can …