Yesterday I was having a conversation with some of the guys I work with (or was it today, Night shift gets me all turned around.) and we started talking about personal finance education in schools. When I attended High School we had block scheduling, with 4 courses a day for …
In order to have an HSA you must have a high deductible health care plan. High deductible health care plans (HDHP) represent what insurance is supposed to be. Insurance of any form exists to limit financial exposure if unlikely, but severe outcomes occur. The more unlikely the event, the lower …
Dollar cost averaging is one of the greatest wealth building tools available. All that is required is to detach emotion from money, and invest the same dollar amount every month over a long period of time, regardless of the share price. Dollar cost averaging forces us to buy more shares …
Although this isn’t a fun topic to talk about, think for a moment, what would your family do if you died today. How would they pay for your funeral? What about the mortgage next month, or next year? or groceries? or college? Even for a stay at home parent, how …