How An Emergency Fund Made Life Easier

For years Mrs. C. and I have kept a fairly sizable emergency fund, because you never know what is going to happen.  During the last 4 years we have had to pay for 2 unexpected furnace replacements, 3 beater car replacements, a few medical expenses, and a funeral.  Early this …

Muhammad Ali’s Money

Muhammad Ali was a local legend in southwest MI.  The former heavyweight champion moved to Berrien Springs, MI towards the end of his boxing career in 1975.  He owned an 85 Acre estate on just under a mile of the St. Joseph river.  I currently live about 7 miles from the …

What If I Died Tomorrow?

Lately I’ve been thinking a lot about death. Tomorrow is never a guarantee and of the people walking this planet 151,600 will not get to see it.  In the past year three of my friends have passed at much younger ages than they should have.  One of these friends I …

Roth Vs Traditional

Is A Self Directed IRA A Good Option?

A self directed IRA is just that, an IRA that you, the individual are in charge of what investments are placed in it.  Typically most investment firms allow you to invest in stocks, bonds, mutual funds, and that’s about it.  With a self directed IRA you have far more options. …