It seems that many advisers are questioning if $1 million is enough money for a comfortable retirement. At the same time, they keep selling the “necessity” of having 75-85% of your current income to retire. I think that both of these notions are incorrect for most people. For someone earning $100,000 …
Cell phone service is expensive, especially for those of us with a smart phone. I have months when I am traveling that I use my phone a lot, but when I am at home, I rarely use my cell phone, but I still have to pay the same price regardless. …
Most of us have things we would like to accomplish or have in life, but how many of us put those ideas down on paper? Are these thoughts dreams or goals, and what is the difference? A dream is a vague concept of something you would like, with no clear …
If an employer provides an HSA and the employee contributes to the HSA through payroll deduction, then in addition to HSA contributions being tax deductible for federal income tax purposes (and most state income tax purposes), the contributions are also deductible from payroll taxes, Social Security and Medicare. Currently Social …