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Million Dollar Club

Joining the Million Dollar Club

My wife and I are at the beginning stages of building investment wealth. We will reach financial independence before hitting the $1 million in net worth milestone, but hitting the big round number is an obtainable goal that we want to shoot for.  With this post I am joining the …

It all adds up

401K Match Left on the Table?

Many company retirement plans offer a 401K match, and allow employees to contribute anywhere from 1% of their pay up to 75% of their pay. The match is given every week that the employee contributes. There are two ways to miss out on the company 401K match, by not contributing …

precious metals

Why You Don’t Need $1 Million To Retire

It seems that many advisers are questioning if $1 million is enough money for a comfortable retirement.  At the same time, they keep selling the “necessity” of having 75-85% of your current income to retire.  I think that both of these notions are incorrect for most people. For someone earning $100,000 …

Fast Food Wages

Choosing the Best Entry Level Job

When I was a teenager I needed a job while still in high school. I applied at the local KFC first because they had a help wanted sign out front. They hired me and I ended up working there for almost three years.  While this was a minimum wage job, …