The Affordable Care Act (ACA) also referred to as Obamacare, created a system where health insurance premiums were based on income. Within this system there are two major cliffs, at 200% of the Federal Poverty Level and at 400% of the federal poverty level. These cliffs matter to everyone, but …
Nothing saddens me more than when I hear of people who pass away without life insurance. Life Insurance is an absolute necessity if anyone depends on your income. If you have a spouse or kids, you need life insurance. It’s up there in importance with food and shelter, because life …
When a loved one passes the last thing you want to think about is money, but all to often an unexpected death leads to thousands of dollars in bills that the deceased didn’t have in their estate. This leaves loved ones footing the bill who also may not have the …
Last month residents of Hawaii received a text message stating that there were incoming ballistic missiles and to seek shelter. A lot of panic ensued. For 38 minutes residents of Hawaii believed they were under attack until the government realized a mistake had been made and a “wrong button” pushed. …