Roth Vs Traditional

Minimum Wage Millionaire

I know it is extremely difficult to get by making minimum wage, or even twice minimum wage.  Its become a lot harder with Obamacare regulations as well.  I hear from people all the time with incomes ranging from $10K a year to $100K a year that its too hard to …

Sell Your Stock

Everyone Panic, Sell Your Stock! (Sarcasm)

Over the course of this past month US indexes have fallen around 9% in value, erasing all gains made throughout the year. Emotional investors will see this downturn as a reason to bail from stocks, and in doing so will invariably lock in their losses. The only way to successfully …

Tax Planning Spreadsheet Financial Spreadsheet

Updated Financial Planning Spreadsheets

In order to keep track of my finances I utilize several financial planning spreadsheets that I have built over the years.  Over the past few months I have made some substantial improvements to these spreadsheets and have decided that it would be a good idea to offer them for purchase …

Roth Vs Traditional

Why To Stop Contributing to a Roth IRA

For the last 13 years I have been a major fan of the Roth IRA. When I was first introduced to it when I was 15 years old, I made a plan to become a multi-millionaire using a Roth IRA (A plan which included extraordinarily optimistic 12% annualized returns and …

Save Money On Car Insurance

How To Save Money on Car Insurance

Michigan has some of the highest premiums in the country for car insurance. This is largely due to the unlimited protection for personal injury through our no fault system. Originally the no fault system with unlimited protection was put into place to keep car accidents out of the court system. …