Tax Planning Spreadsheet Financial Spreadsheet

Updated Financial Planning Spreadsheets

In order to keep track of my finances I utilize several financial planning spreadsheets that I have built over the years.  Over the past few months I have made some substantial improvements to these spreadsheets and have decided that it would be a good idea to offer them for purchase …

Roth Vs Traditional

Why To Stop Contributing to a Roth IRA

For the last 13 years I have been a major fan of the Roth IRA. When I was first introduced to it when I was 15 years old, I made a plan to become a multi-millionaire using a Roth IRA (A plan which included extraordinarily optimistic 12% annualized returns and …

Save Money On Car Insurance

How To Save Money on Car Insurance

Michigan has some of the highest premiums in the country for car insurance. This is largely due to the unlimited protection for personal injury through our no fault system. Originally the no fault system with unlimited protection was put into place to keep car accidents out of the court system. …

Tipping Point

How To Stay Motivated Before the Tipping Point

The tipping point is the mythical spot where your investments start to return more than the amount of money you are adding on a regular basis.  For people in the early stages of wealth development, usually 20 somethings, it can be difficult to stay motivated, because the interest and gains …

2014 Quarter 3 Update

Financial Update 2014 Quarter 3

This is the second quarterly installment of my financial updates. As I have stated in the past I am not comfortable revealing actual dollar amounts at this point of time, so all of the information presented here will be in the form of percentages.     Emergency Fund:   Our …