2018 Tax Planning

How To Calculate Your Taxes In 2018

I do a lot of planning for my taxes, so much so that it feels obsessive at times.  A few years ago I made a tax planning spreadsheet that allowed people to compare side by side different tax scenarios. This greatly simplified my tax planning, and helped many others as …

LEG

John C’s Resume of Failure

J$ over at Budgets Are Sexy laid down the gauntlet to publish a resume of failures to balance out the record in terms of success.  Naturally we tend to advertise our successes much much more than our failures, it’s just human nature. Our failures get buried in the backyard and …

2017 Personal Capital

Quarter 4 2017 Update

2017 was our best year financially yet.  Despite setbacks we hit a savings rate of 44%, not quite the 50% I wanted, but certainly close.  We saved just under $40,000 this year. I think overall the targets I’ve been shooting for are a bit too lofty and I need to …

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How To Prepare For The AI Revolution

I hate to admit it, but my quest for financial independence did not start from a vision of a beautiful blue sky future, my quest for financial independence was born out of fear.  When I entered the workforce in 2005, Michigan was in a single state recession, and was hit …