Retirement Policy and Stock Market Participation To Address Racial Inequality: I’ve already mentioned this, but it bears repeating; marriage status, home ownership, and stock market participation are the three strongest factors that determine wealth in our country.  Fixing all 3 will greatly increase anyone’s wealth.  To fix the wealth gap …

Systemic Changes To Address Racial Inequality in Health Care One of saddest health statistics in our country is about infant mortality and race.  For White Americans there are 4.9 deaths per 1,000, while for Black Americans there are 11.4 deaths per 1,000. That disparity represents a total per year of …

Access to Banking and Credit to Address Racial Inequality: According to the FDIC 16.9% of Blacks, 14% of Hispanics, and 3% of Whites are unbanked.  Not having a normal bank account greatly inhibits savings and prevents people from being able to even cash their paychecks for free, let alone obtain …

Housing is at the root of the systemic issues of racial inequality.  A lack of wealth is the driving force, and the driving force of building wealth for most Americans is home ownership.  Without home ownership the Black community will not be able to close the wealth gap.  More of …