This year I will pay no federal income tax. I think for the median family this is something that is entirely possible to do. Although it does take a lot of effort that the average family may not be willing to do. The median household in the US earns $51,000 a …
The number one rule of economics is that people respond to incentives. Incentives are set up by individuals, businesses, and governments to get people to do something. When it comes to saving for retirement, our government provides some strong incentives to get people to save more. One of the chief …
Student loans in this country top over $1 trillion. It is not uncommon to see people graduate from college with $100,000 in student loans hanging around their neck, which won’t get paid for 10, 20, or even 30 years. I think with any type of job training there has to …
Last November when Obamacare went into effect healthcare.gov went live with disastrous results. You had to fill out an application before seeing what prices are available, the website was down most of the enrollment period, and there was no clear way to enter in deduction to gross income in order …