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savings

Stack Your Money And Act Broke

The most important parts of personal finance are the simplest. Last week I came across this image on Facebook and fell in love with its simplicity.  Stack your money and act broke.  6 words, but a whole lot of power. I must be on the wrong track with writing 1,000 word …

How To Increase Your Savings Rate, and Why

There are three major factors that influence retirement savings; time frame, market returns, and your savings percentage.  By far the most crucial factor is your savings percentage.  The rule of thumb thrown around all the time is to save 10% to 15% of your income.  This may work if you …

2015 Quarter 4 Financial Update

2015 has been an Amazing year for us, overall we clocked in at a savings rate of 40.9%, exceeding my 33% goal for the year.  Our total income increased by 25%, making it possible to achieve that savings rate, and we were able to keep unplanned expenses in check to …

The Frugal Football Team

I’m not a fan of professional sports, in fact I think I have only watched 1 entire football game start to finish in my life.  Professional athletes, and especially professional football players are well known for their flashy lifestyle. It isn’t uncommon to see football players living the lives of …