For 2016 I paid an extra $8,400 on my house. Considering that my house payment is $570 per month, this amounts to paying a full extra year of payments (and then some). How did I manage to accomplish this, and more importantly, Why? Why Pay Extra On The House? Our …
Over the last decade Mrs. C. and I have increased our earnings substantially. During our first five years together, from 2005 – 2009 we averaged $30,000 a year. During this time we had 1 kid the entire time, and our second kid was born towards the end of 2008. During these …
Dave Ramsey is perhaps the most popular financial coach in the world. His system has helped millions of people get out of debt and build wealth. I personally have been listening to Dave Ramsey for over 10 years. I have great respect for him and know that his work has …
You MUST do this before buying a house: Look into Mortgage Credit Certificates (MCCs) in your area. The MCC is a VERY little known about program that can provide a $2,000 tax credit per year (and in some cases more), every year you have a loan on your house. Each …