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savings

Fast Food Wages

Choosing the Best Entry Level Job

When I was a teenager I needed a job while still in high school. I applied at the local KFC first because they had a help wanted sign out front. They hired me and I ended up working there for almost three years.  While this was a minimum wage job, …

Roth Vs Traditional

Saving Too Much For Retirement?

I came across an article last night that gave me a lot of thought, entitled $150,000 Income, $150 Income Tax.  The author of the article and his wife both earn roughly $75,000 a year.  They both max their 401K saving contributions to $17,500 a year.  They max an HSA to …

Making Money Off Your Emergency Fund

Having an emergency fund of 6 to 9 months of basic expenses is a major step on the path to becoming wealthy.  Of course saving this money up is difficult to begin with, but once it is there the temptation to DO SOMETHING with it is large; especially in a …