A few years ago I made a spreadsheet to track my progress paying off my home early (you can download a customizable copy here for free). When I made this spreadsheet there was 1 box that helped me more that any other with staying motivated, which was the box that …
Winning with money is not hard. You don’t need to be good at math or a finance wizard to win with your money. You don’t need to make $100,000 a year, and you certainly don’t need an advanced degree. What is difficult is applying the behaviors needed to win …
I do a lot of planning for my taxes, so much so that it feels obsessive at times. A few years ago I made a tax planning spreadsheet that allowed people to compare side by side different tax scenarios. This greatly simplified my tax planning, and helped many others as …
2017 was our best year financially yet. Despite setbacks we hit a savings rate of 44%, not quite the 50% I wanted, but certainly close. We saved just under $40,000 this year. I think overall the targets I’ve been shooting for are a bit too lofty and I need to …