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planning

The Importance of An Emergency Fund

If anything, February has re-affirmed the importance of having an emergency fund.  At the end of January we had the opportunity to buy the railroad bed behind our house, and were able to move quickly because we had a large store of cash. Right on the foot prints of that …

Preparation meets Opportunity

When Preparation Meets Opportunity

Last year I wrote about Luck, and how all of us are extremely lucky based on the time and place we live in and the modern conveniences that we have.  I strongly believe that the true definition of luck is when preparation meets opportunity.  For the most part we make …

New Parent

Financial Guide For New Parents

Becoming a new parent is one of the scariest things you will ever go through, it’s also one of the most expensive.  Throughout the last decade of being a father I have come across several ideas for how to manage finances once children enter your world.  Last year I wrote …