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Life Insurance

Life Insurance Stay at Home Mom

How Much Life Insurance For A Stay At Home Mom?

Imagine Replacing the tasks a stay at home mom does, even if the only expense were daycare, this can EASILY run to $2,000 a month for 2 kids. When we think of life insurance most of the time we are looking at income replacement for someone whose income is used …

Legacy Drawer

Updating The Legacy Drawer

The top left drawer in my office desk is a special drawer.  It contains perhaps the best present I have ever/ will ever give to my wife.  This drawer is the legacy drawer which is filled with the information needed to help ease the financial transition that would occur if …

Life Insurance Rates

Do I Need Life Insurance?

As J$ pointed out at Budgets Are Sexy, September is Life Insurance Awareness Month. I come across people all the time who either think they don’t need life insurance (and do need it), or think they have enough (when they are substantially under-insured), or think that they can’t afford it …

Account Beneficiaries

The Importance of Naming Beneficiaries

In all 401K, IRA, and HSA accounts, as well as life insurance policies and bank accounts, there is a form linked to the account naming beneficiaries if the owner of the account were to pass away. These forms are usually filled out when the account is created (if even at …