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Life Insurance

When Is Life Insurance Taxable?

One of the primary questions I’m asked about life insurance is “Is Life Insurance Taxable?”.  The IRS has very specific rules about how to handle life insurance payments and for the vast majority of people life insurance is not taxable. When we are looking into these details about life insurance …

What If I Died Tomorrow?

Lately I’ve been thinking a lot about death. Tomorrow is never a guarantee and of the people walking this planet 151,600 will not get to see it.  In the past year three of my friends have passed at much younger ages than they should have.  One of these friends I …

How To Save Money On Dental Bills

How To Save Money on Dental Bills

Let’s face it, dental bills are expensive.  It’s not uncommon for fillings to run $300, root canals to cost $1,000, crowns to cost $1,500 and braces to cost over $5,000.  Of course for those of us who do suffer from tooth pain the cost is almost always worth it, the …

Life Insurance Stay at Home Mom

How Much Life Insurance For A Stay At Home Mom?

Imagine Replacing the tasks a stay at home mom does, even if the only expense were daycare, this can EASILY run to $2,000 a month for 2 kids. When we think of life insurance most of the time we are looking at income replacement for someone whose income is used …