There is a ton of ink written on this subject. Paying the house off early is one of the more divisive topics in financial planning. Before I go into why I am choosing to pay off my house early, I will explain the argument for taking out a 30 year …
Most of us have things we would like to accomplish or have in life, but how many of us put those ideas down on paper? Are these thoughts dreams or goals, and what is the difference? A dream is a vague concept of something you would like, with no clear …
Delta is another word for difference. The difference between what you earn and what you spend, the delta, is what is left to save and build wealth. In America in 2013, the median household income was roughly $51,000, with an average savings rate of 3.9%, roughly $2,000, meaning the median …
Up until the last few months, virtually every conversation I have had regarding investing has resulted in pessimism, the general attitude it seems that most people have to stock market investing is based on the 2007 – 2011 Bear Market. I heard too many people argue that it doesn’t make …