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Education

Planning and Paying for College

Planning and Paying for college is a major undertaking for most families. I believe strongly that further education is important to our success as individuals and as a society. Further education does not necessarily mean a 4 year bachelors degree for a desk job. Mike Rowe of Dirty Jobs fame …

Roth IRA

Starting a Roth IRA for a Teenager

As long as an individual has earnings, he or she can open a Roth IRA and invest up to $5500 per year (or their total gross income, whichever is less). It does not matter where the money being invested comes from.  Some parents do a matching system where they will …

Personal Finance Education in Schools

Yesterday I was having a conversation with some of the guys I work with (or was it today, Night shift gets me all turned around.) and we started talking about personal finance education in schools.  When I attended High School we had block scheduling, with 4 courses a day for …

Introduction

This blog exists to provide concise and useful information on how to take immediate action to improve your finances. One of the major problems in the American education system is the lack of financial education taught in schools and in homes. In many school districts it is possible to graduate …