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consumer

It all adds up

My Top Frugal Finds

I Like to scour craigslist, ebay, and yard sales for good deals on stuff.  I try my best to avoid buying new when practical, but when I do have to buy new stuff I try to shop for a good deal as well.  Here is a list of some of …

Car Expenses loans

American Car Expenses Are Insane

Saving On The Car Itself: This is my follow up article to American Housing Expenses are Insane.  Did you know that a third of car loans in the US are for around $26,000 over 6 years with 9.6% interest?  That’s a monthly payment of $475 and a total cost of …

Stop Smoking your Retirement

The True Cost of Smoking

Friends and relatives I have who smoke often dismiss the cost they are paying to smoke, “It’s only a few bucks every morning at the gas station.” Few people actually do the math. At $8 per pack, a pack a day habit costs around $3,000 a year. This may not …