Interest rates for the last several years have been at historic lows, and will likely remain relatively low for the foreseeable future. This environment of low interest rates have led many people to become serial refinancers. Refinancing provides a proportional savings to the loan amount, with closing costs not varying …
If anything, February has re-affirmed the importance of having an emergency fund. At the end of January we had the opportunity to buy the railroad bed behind our house, and were able to move quickly because we had a large store of cash. Right on the foot prints of that …
Last Spring I wrote about how I found a KILLER deal on LED bulbs at Wal-Mart. At the time I was buying bulbs for under a buck and was able to replace virtually all of the lighting in my home with LED bulbs. Those good ol’ days are gone and …
Several months ago J$ over at Budgets Are Sexy started his “Challenge Everything” campaign to save money. By putting everything on the table and doing some leg work, he has now saved himself over $2,000 in realized savings in 4 months. One of the ways he did this was by …