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budget

How To Save Money On Your Electric Bill

It seems that over time electric bills will grow if you don’t pay attention to them.  We buy more devices, we slowly stop turning off lights and appliances when we leave the house and before we know it we are paying over a hundred bucks a month for electricity.  Over …

Stack Your Money And Act Broke

The most important parts of personal finance are the simplest. Last week I came across this image on Facebook and fell in love with its simplicity.  Stack your money and act broke.  6 words, but a whole lot of power. I must be on the wrong track with writing 1,000 word …

Fiscal Discipline Is Not Self Sacrifice

If I could teach people just one idea on getting ahead with money this would be it. Fiscal Discipline Is Not Self Sacrifice. It goes without fail that anytime a conversation about money comes up and I am asked what I do to save money, the other party will say something …

2015 Quarter 4 Financial Update

2015 has been an Amazing year for us, overall we clocked in at a savings rate of 40.9%, exceeding my 33% goal for the year.  Our total income increased by 25%, making it possible to achieve that savings rate, and we were able to keep unplanned expenses in check to …