One of my pet peeves about Christmas is the rabid consumerism. We buy presents for people often because we feel required to buy them a gift, but oftentimes don’t put a lot of thought into it and have no idea what to get people. The Christmas season is filled with …
Buying insurance used to be fairly straight forward. When I purchased insurance on the open market through ehealthinsurance.com in 2013 all I had to do was enter the ages of my family members, hit search and decide what plan I wanted. We then filled out an application form and presto, …
One day last week I came across an article in the USA Today comparing the pensions of the top 100 CEOs to the retirement savings of average americans demonstrating a deep divide. The capitalist in me viewed this as no big deal, because obviously higher income people will have higher …
Okay, for YEARS I have been pitching the idea that before buying a house you should save up a 20% down payment. A 20% down payment means that you avoid paying PMI and are not forced to do escrow for property taxes and insurance. By saving up 20% you also …