I try to teach our kids about the value of money that the importance of work to make money to pay bills and to buy things we need and want. Overall I think Mrs. C. and I do a pretty good job of this. Throughout the year it is extremely …
The first several years of becoming an adult I struggled like hell with money. For the most part it just seemed like I couldn’t get ahead. Every year I ran into large unexpected expenses which kept me from being able to build any wealth. At the same time I was …
Moments ago I made the first large step towards accelerating our mortgage. I transferred $5,000 to our loan, dropping our balance to below $100,000 and taking over 2 years off the back end of the mortgage. I originally wanted to throw closer to $10,000 at the house, but fell short …
I say it all the time, “The Number 1 rule of economics is people respond to incentives.” Anytime legislation is passed that requires employers to do something in regards to its employers the employers will find the least costly option available. The law requiring companies to pay time and half …