2016 Quarter 1 Financial Update

So far 2016 is off to a pretty good start. I’ve been working the whole time and am currently in the middle of the busy outage season.  Most of my large checks haven’t started rolling in yet, so I expect our income logged in quarter 2 to be a bit …

Savings Rate

The Quarterly Savings Rate Challenge

Do you think you are saving enough money?  If you are like the vast majority of American’s my guess is the answer is no.  A full 2/3 of Americans can’t cover a $1,000 emergency.  To combat this I see all sorts of gimmicky money saving challenges on Facebook, that usually …

Top 10 Winter Survival Items

I’ve lived in southwest Michigan all my life, only a few miles away from Lake Michigan.  We tend to get very cold winters, with tons of wind and lake effect snow.  Lake effect snow is unpredictable bands of fluffy snow that can deliver snow falls measured in feet in a …

How To Save Money On Your Electric Bill

It seems that over time electric bills will grow if you don’t pay attention to them.  We buy more devices, we slowly stop turning off lights and appliances when we leave the house and before we know it we are paying over a hundred bucks a month for electricity.  Over …