Avoiding An Obamacare Penalty

It’s tax time and many supporters of Obamacare are now waking up to realize that the government take over of the health care system is costing them hundreds, if not thousands of dollars.  I am extremely frustrated with this system, because it is very easy to end up owing a …

Focus On What You Can Control

For life in general one of my favorite pieces of advice is the serenity prayer.  When I get stressed out or frustrated, I try to repeat it to myself in order to adjust my viewpoint.  The most basic part of the serenity prayer is breaking down problems in life into …

Setting Up My Betterment Account

I finally signed up for a Betterment account earlier this month.  I’ve wanted to start one for a while, but I wanted to wait until I had enough cash flow and a solid enough bank buffer to be able to commit $100 per month, which gives me a lower fee …