Top 10 Winter Survival Items

I’ve lived in southwest Michigan all my life, only a few miles away from Lake Michigan.  We tend to get very cold winters, with tons of wind and lake effect snow.  Lake effect snow is unpredictable bands of fluffy snow that can deliver snow falls measured in feet in a …

How To Save Money On Your Electric Bill

It seems that over time electric bills will grow if you don’t pay attention to them.  We buy more devices, we slowly stop turning off lights and appliances when we leave the house and before we know it we are paying over a hundred bucks a month for electricity.  Over …

Stack Your Money And Act Broke

The most important parts of personal finance are the simplest. Last week I came across this image on Facebook and fell in love with its simplicity.  Stack your money and act broke.  6 words, but a whole lot of power. I must be on the wrong track with writing 1,000 word …

Car Payment Anniversary

In March of 2009 Mrs. C. and I bought our 2004 Honda Odyssey for around $15,000. We had always driven beater cars and had a string of 3 in a row that lasted less than a year, including one we had to replace the transmission in twice.  We chose to …