What If I Died Tomorrow?

Lately I’ve been thinking a lot about death. Tomorrow is never a guarantee and of the people walking this planet 151,600 will not get to see it.  In the past year three of my friends have passed at much younger ages than they should have.  One of these friends I …

Roth Vs Traditional

Is A Self Directed IRA A Good Option?

A self directed IRA is just that, an IRA that you, the individual are in charge of what investments are placed in it.  Typically most investment firms allow you to invest in stocks, bonds, mutual funds, and that’s about it.  With a self directed IRA you have far more options. …

Time Budget

The Time Budget

We all have different budgets based on our incomes, lifestyles, and general overall circumstances. One budget that we all have that is exactly the same is our time budget.  7 days; 168 hours; 10,080 minutes; 604,800 seconds…52 week a year…the clock is ticking. Time is something we have to spend wisely, …