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Systemic Changes To Address Racial Inequality: Part 7: Health Care

July 9, 2020 | Filed under: Macro

Systemic Changes To Address Racial Inequality in Health Care One of saddest health statistics in our country is about infant mortality and race.  For White Americans there are 4.9 deaths per 1,000, while for Black Americans there are 11.4 deaths per 1,000. That disparity represents a total per year of …

Systemic Changes To Address Racial Inequality: Part 6 Banking and Credit

July 9, 2020 | Filed under: Macro

Access to Banking and Credit to Address Racial Inequality: According to the FDIC 16.9% of Blacks, 14% of Hispanics, and 3% of Whites are unbanked.  Not having a normal bank account greatly inhibits savings and prevents people from being able to even cash their paychecks for free, let alone obtain …

Systemic Changes To Address Racial Inequality: Part 5 Housing

July 7, 2020 | Filed under: Macro

Housing is at the root of the systemic issues of racial inequality.  A lack of wealth is the driving force, and the driving force of building wealth for most Americans is home ownership.  Without home ownership the Black community will not be able to close the wealth gap.  More of …

Systemic Changes To Address Racial Inequality – Part 4: Government Assistance

July 7, 2020 | Filed under: Macro, Uncategorized

Our government does a lot of social engineering through the tax code and through our safety net programs.  These programs and the tax code sometimes contain incentives that trap people in poverty and create a culture of dependence.  These incentives have destroyed families and caused generations of poverty, not alleviated …

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Hi, I'm John C.
In 2013 I decided to change my life and pursue Financial Independence. I created this blog to help others do the same.

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