Tracking Your Finances With This Yearly Financial Notebook

I’ve written about personal finance on this website for over 7 years.  I’ve put a lot of effort into learning everything I can about managing money, investing, and building wealth. Looking back on the last 15 years of my adult life the number 1 factor towards success that I have found is that measuring your progress is crucial. I’ve always tracked my finances on a set of spreadsheets however I prefer writing stuff down. I recently created this blank notebook to help myself and others with tracking their financial progress.


For every month of the year this notebook has a balance sheet for tracking your net worth, an income sheet for tracking your income and expenses, a section for documenting your goal progressions, a look ahead section for planning for the next month, and a page for notes. At the end of the book there is a series of pages to bring everything together, including a monthly net worth tracking, a monthly savings tracking, end of year financial ratios, and several pages for notes.

I think that this notebook can be a great tool for helping anyone build wealth and will show significant results in the first year. I personally enjoy looking back at some of my writings from several years ago to see what I thought were big challenges at the time and to remember where I actually was in life. These notebooks can serve both as a way to challenge yourself to improve every month and as a living diary of your financial life.

How many people do you think track their net worth?  How many people do you think write down goals and the progress of their goals?  How many people do you think write down the challenges and opportunities they see every month?  I’m almost certain that less than 5% of our population fits into this category.  If the average person spends about an hour a year planning and tracking their finances, how much further do you think you will be if you spend 2 hours a month on it?  That’s 24 times the effort.  Not only that, but your thoughts are constantly focused on building wealth.  Our thoughts become our actions and taking action consistently over the course of the year, and over the course of the decade will put you miles ahead of those who don’t.

If you want to win with money this year and this decade, follow the link to Amazon and get the Yearly Financial Notebook.  My goal for this book isn’t to make a bunch of money, but to help others in their financial journey. If you do buy a copy, I would greatly appreciate an honest review on Amazon.com. I read all reviews and may implement suggestions into future revisions.

Yearly Financial Notebook: Track Your Journey To Financial Independence

John C. started Action Economics in 2013 as a way to gain more knowledge on personal financial planning and to share that knowledge with others. Action Economics focuses on paying off the house, reducing taxes, and building wealth. John uses the free tool Personal Capital to track his net worth and posts quarterly updates on his finances. Check out the Action Economics archives section for all past posts.

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