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Stabilizing Social Security

Evaluating Independent Living Retirement Communities

February 10, 2026 | Filed under: Retirement

Someone I know recently made the decision to move from her home to an independent living retirement community, we will call her Barb for the purposes of this article. Barb’s husband passed many years ago and she has lived alone in a 3 bedroom 2 bath home on some acreage …

Obamacare Bronze

The Heloc Method To Avoiding ACA costs in early retirement

January 28, 2026 | Filed under: Taxes

One of the biggest challenges of early retirement is health care costs. The insurance market has been broken since Obamacare was passed and the ACA cliffs create a big challenge for early retirees. I touched on this idea in an earlier article on planning for ACA penalties in early retirement …

Making The World Great Again (A Tongue in Cheek Plan For American Imperialism)

January 13, 2026 | Filed under: Macro

America saw an overall expansion of territory as the normal course of business for its entire history from 1776 up until the end of World War 2.  During World War 2 we acquired several strategic island chains, but since then the acquisitions have stopped.  Now when the President talks of …

Why I Did A Large Roth Conversion In 2025

January 4, 2026 | Filed under: Retirement, Taxes

We were on track to end 2025 with the majority of our paper assets in traditional IRA/401K accounts.  Many years ago I bought into the idea of seeking to pay the least amount of taxes possible, and wore it as a badge of honor that I was able to pay …

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