Million Dollar Club

Joining the Million Dollar Club

My wife and I are at the beginning stages of building investment wealth. We will reach financial independence before hitting the $1 million in net worth milestone, but hitting the big round number is an obtainable goal that we want to shoot for.  With this post I am joining the …

Paying the house off early

Why I’m Paying the House off Early

There is a ton of ink written on this subject.  Paying the house off early is one of the more divisive topics in financial planning.  Before I go into why I am choosing to pay off my house early, I will explain the argument for taking out a 30 year …

House Financial Blunder

My Largest Financial Blunder

Retirebyforty posted an article on financial setbacks, which got my gears turning on a major financial blunder I had about 5 years ago.  I had several co-workers who were older than me who invested in real estate. They made it sound like it was easy money, and I wanted to …

It all adds up

401K Match Left on the Table?

Many company retirement plans offer a 401K match, and allow employees to contribute anywhere from 1% of their pay up to 75% of their pay. The match is given every week that the employee contributes. There are two ways to miss out on the company 401K match, by not contributing …