Let’s move the needle TODAY, right now. When it comes to winning with money procrastination is the worst enemy in our lives and inaction is what will cause you to wake up 10 years from now in the same spot you are today. I’ve studied personal finance for several years, …
I mentioned in my Introduction to this blog that I am not just writing this blog to share my knowledge, but also to gain more myself. This post is a prime example of that. While writing this post I initially delved into complex tax avoidance strategies and stretch IRAs and …
Social Security is the largest social safety net program in America; for 2012 total expenditures were $786 Billion. When talking about Social Security most people refer to the retirement benefits, however there are two other important parts to Social Security, survivors benefits and disability benefits. Social Security stopped sending automatic …
I’m working in New Jersey right now, just a bit down the road from Philadelphia, and in my google news browser the article “Rampant overtime spikes city employees pensions in Philadelphia” popped up and spiked my interest. What is Pension Spiking? For certain municipalities, increasing overtime greatly increases pensions. In …