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Great Value LED Light Bulb

More Inexpensive LED Bulbs

Last Spring I wrote about how I found a KILLER deal on LED bulbs at Wal-Mart.  At the time I was buying bulbs for under a buck and was able to replace virtually all of the lighting in my home with LED bulbs.  Those good ol’ days are gone and …

Jump Start Your Children’s Wealth Building

Last year I wrote about helping teenage children fund their IRAs in order to boost their long term retirement savings.  The more years for compounding the better we are when it comes to retirement savings. There are of course different goals that young adults have when they enter the real …

Change 401K Deduction

Changing The 401K Tax Deduction

The number one rule of economics is that people respond to incentives.  Incentives are set up by individuals, businesses, and governments to get people to do something.  When it comes to saving for retirement, our government provides some strong incentives to get people to save more. One of the chief …

Saving Per Diem Money on the Road

Full Per Diem Vs M+IE: Full Per Diem is an amount of tax free money given to an employee for living expenses to cover housing, transportation, meals, and incidentals while working away from home.  M+IE covers meal and incidental expenses only, while the company covers the hotel and transportation accommodations. …