The number one rule of economics is that people respond to incentives. Incentives are set up by individuals, businesses, and governments to get people to do something. When it comes to saving for retirement, our government provides some strong incentives to get people to save more. One of the chief …
Over the years I have looked at several different methods for investing for retirement. I love numbers and analysis, but most people don’t. Most people will have glossed over eyes and be bored to tears at the first mention of mutual funds, P/E ratios and asset allocations. The investing world …
I know it is extremely difficult to get by making minimum wage, or even twice minimum wage. Its become a lot harder with Obamacare regulations as well. I hear from people all the time with incomes ranging from $10K a year to $100K a year that its too hard to …
For the last 13 years I have been a major fan of the Roth IRA. When I was first introduced to it when I was 15 years old, I made a plan to become a multi-millionaire using a Roth IRA (A plan which included extraordinarily optimistic 12% annualized returns and …