Up until the last few months, virtually every conversation I have had regarding investing has resulted in pessimism, the general attitude it seems that most people have to stock market investing is based on the 2007 – 2011 Bear Market. I heard too many people argue that it doesn’t make …
While I follow the Dave Ramsey “baby step” plan to get towards financial freedom, Dave consistently quotes 12% as an expected long term rate of return for stock mutual funds. While I agree that an investing strategy focusing on stock mutual funds over the long term is the way to …
Planning and Paying for college is a major undertaking for most families. I believe strongly that further education is important to our success as individuals and as a society. Further education does not necessarily mean a 4 year bachelors degree for a desk job. Mike Rowe of Dirty Jobs fame …
In order to have an HSA you must have a high deductible health care plan. High deductible health care plans (HDHP) represent what insurance is supposed to be. Insurance of any form exists to limit financial exposure if unlikely, but severe outcomes occur. The more unlikely the event, the lower …