Why I Will No Longer Rent To Section 8

Section 8 is the name of the HUD program that gives rent payment vouchers to low income tenants across the country.  The tenant’s portion of the rent is on a sliding scale based on their income and in many cases is $0 per month.  There are several problems with the …

Can I borrow 20 Trillion?

Planning for ACA Penalties in Early Retirement

The Affordable Care Act (ACA) also referred to as Obamacare, created a system where health insurance premiums were based on income. Within this system there are two major cliffs, at 200% of the Federal Poverty Level and at 400% of the federal poverty level.  These cliffs matter to everyone, but …

Why Lake Michigan College Millage Should Not Pass

I like the idea of having a community college. Having a place of higher education a few miles from the house is a great addition to our community.  This support does not mean that they get a blank check to spend unlimited taxpayer resources.  Over the years the value proposition …