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savings

Roth Vs Traditional

Minimum Wage Millionaire

I know it is extremely difficult to get by making minimum wage, or even twice minimum wage.  Its become a lot harder with Obamacare regulations as well.  I hear from people all the time with incomes ranging from $10K a year to $100K a year that its too hard to …

How To Stay Motivated Before the Tipping Point

The tipping point is the mythical spot where your investments start to return more than the amount of money you are adding on a regular basis.  For people in the early stages of wealth development, usually 20 somethings, it can be difficult to stay motivated, because the interest and gains …

Off Peak Electric Charges

Switch to Off Peak Electric Billing

Most utilities offer two separate pricing systems, a traditional flat rate for electricity, and a time of day pricing.  The reason for this is to encourage consumers to use electricity during off peak hours. Power plants are designed and built to handle peak demand, which is when the most electricity is …