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savings

Awesome Articles

January 2015 Awesome Article Roundup

Awesome Articles I have come across in the world of personal finance in the month of January 2015. Derek at Life and My Finances posted House Hopping Is Keeping You Broke.  This article goes into detail and runs the numbers, Awesome!) about why moving frequently destroys equity, especially with the …

Meijer Savings

How We saved $2,000 at Meijer in 2014

Meijer is a large grocery store chain based in Grand Rapids, MI.  They have stores all over Michigan, Indiana, Illinois, and Ohio.  For several years we have done the majority of our shopping at Meijer because on average they have better prices and better meat and fresh fruits and vegetables …

Change 401K Deduction

Changing The 401K Tax Deduction

The number one rule of economics is that people respond to incentives.  Incentives are set up by individuals, businesses, and governments to get people to do something.  When it comes to saving for retirement, our government provides some strong incentives to get people to save more. One of the chief …

Saving Per Diem Money on the Road

Full Per Diem Vs M+IE: Full Per Diem is an amount of tax free money given to an employee for living expenses to cover housing, transportation, meals, and incidentals while working away from home.  M+IE covers meal and incidental expenses only, while the company covers the hotel and transportation accommodations. …