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planning

Buying More Land Next To Our House

When Mrs. C. and I first bought our home there were two factors that I loved about the lot it sat on.  The house sat on a 1 acre lot, but came with the two lots beside it giving more acreage and a buffer from our neighbors,  it also butted …

2016 Quarter 1 Financial Update

So far 2016 is off to a pretty good start. I’ve been working the whole time and am currently in the middle of the busy outage season.  Most of my large checks haven’t started rolling in yet, so I expect our income logged in quarter 2 to be a bit …

How To Increase Your Savings Rate, and Why

There are three major factors that influence retirement savings; time frame, market returns, and your savings percentage.  By far the most crucial factor is your savings percentage.  The rule of thumb thrown around all the time is to save 10% to 15% of your income.  This may work if you …

Investing In Individual Stocks

When I first started investing back in 2002 I didn’t know much about investing at all.  My first investment was 100 shares of Red Hat, a linux company that my dad told me might be a good idea to invest in. I invested in a couple other individual stocks, and …