Many of us wait until the last minute on April 15th to file our income tax returns. It’s an overly complex process, it’s unpleasant, and reminds us just how much of our money we give to the government every year. In our last minute haste it is easy to miss …
While I follow the Dave Ramsey “baby step” plan to get towards financial freedom, Dave consistently quotes 12% as an expected long term rate of return for stock mutual funds. While I agree that an investing strategy focusing on stock mutual funds over the long term is the way to …
Dollar cost averaging is one of the greatest wealth building tools available. All that is required is to detach emotion from money, and invest the same dollar amount every month over a long period of time, regardless of the share price. Dollar cost averaging forces us to buy more shares …