income

30 30 Minute Actions to Win With Money

Let’s move the needle TODAY, right now. When it comes to winning with money procrastination is the worst enemy in our lives and inaction is what will cause you to wake up 10 years from now in the same spot you are today. I’ve studied personal finance for several years, …

Budgeting: Maximize Delta to Build Wealth

Delta is another word for difference. The difference between what you earn and what you spend, the delta, is what is left to save and build wealth. In America in 2013, the median household income was roughly $51,000, with an average savings rate of 3.9%, roughly $2,000, meaning the median …