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housing

Awesome Articles

January 2015 Awesome Article Roundup

Awesome Articles I have come across in the world of personal finance in the month of January 2015. Derek at Life and My Finances posted House Hopping Is Keeping You Broke.  This article goes into detail and runs the numbers, Awesome!) about why moving frequently destroys equity, especially with the …

Mortgage in Retirement

Take Out A Mortgage In Retirement?

I drank the Dave Ramsey Kool-Aid years ago, so I actually cringed when I thought about this topic.  Overall I am a big fan of paying off the house early, SUPER EARLY to know that the roof over your head is paid for and to end the constant monthly payments. …

First time home buyer

Checklist For First Time Home Buyers

Buying a home is a major life step and is the cornerstone of the American Dream. Our society puts such a large emphasize on home ownership that we provide incentives to buy homes that in reality can set people up for the American dream to turn into an American Nightmare. …

Tax Planning Spreadsheet Financial Spreadsheet

Updated Financial Planning Spreadsheets

In order to keep track of my finances I utilize several financial planning spreadsheets that I have built over the years.  Over the past few months I have made some substantial improvements to these spreadsheets and have decided that it would be a good idea to offer them for purchase …