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debt

Promise Zones Provide Free College in MI and Now TN!

Michigan Promise Zones: In 2005 A group of anonymous wealthy donors made a promise to the city of Kalamazoo: Children who  graduate from the Kalamazoo public school system will be able to earn a 4 year degree with no tuition cost to them. In 2007 legislation was passed in Michigan …

American Housing

American Housing Expenses Are Insane

American housing expenses are difficult to comprehend. We buy McMansions with 30 year mortgages and spend an astonishing percentage of our income on housing.  In 1950 the average American home was 983 sq. feet with 290 square feet per person. In 2010 the average American home was 2,392 square feet …

Win With money meter

30 30 Minute Actions to Win With Money

Let’s move the needle TODAY, right now. When it comes to winning with money procrastination is the worst enemy in our lives and inaction is what will cause you to wake up 10 years from now in the same spot you are today.  I’ve studied personal finance for several years, …

Paying the house off early

Why I’m Paying the House off Early

There is a ton of ink written on this subject.  Paying the house off early is one of the more divisive topics in financial planning.  Before I go into why I am choosing to pay off my house early, I will explain the argument for taking out a 30 year …