I drank the Dave Ramsey Kool-Aid years ago, so I actually cringed when I thought about this topic. Overall I am a big fan of paying off the house early, SUPER EARLY to know that the roof over your head is paid for and to end the constant monthly payments. …
Buying a home is a major life step and is the cornerstone of the American Dream. Our society puts such a large emphasize on home ownership that we provide incentives to buy homes that in reality can set people up for the American dream to turn into an American Nightmare. …
Everyone talks about mortgages as either a 30 year or a 15 year fixed rate mortgage. The 30 year mortgage is for those who see mortgage debt as “good debt” and are fans of the mortgage interest tax deduction. The 30 year mortgage also allows for the smallest payments. A 15 …
A couple days ago while being interviewed, Hillary Clinton was asked about the massive amounts of money her and her husband make giving speeches. She had the chance to remark about how she is making prudent decisions by maximizing her time and generating the most revenue in the least amount …