I drank the Dave Ramsey Kool-Aid years ago, so I actually cringed when I thought about this topic. Overall I am a big fan of paying off the house early, SUPER EARLY to know that the roof over your head is paid for and to end the constant monthly payments. …
The number one rule of economics is that people respond to incentives. Incentives are set up by individuals, businesses, and governments to get people to do something. When it comes to saving for retirement, our government provides some strong incentives to get people to save more. One of the chief …
Student loans in this country top over $1 trillion. It is not uncommon to see people graduate from college with $100,000 in student loans hanging around their neck, which won’t get paid for 10, 20, or even 30 years. I think with any type of job training there has to …
One of my chief pet peeves is people who complain about their situation, but take no action to change it. Having a purpose that is actionable increases what you can accomplish and allows you to accomplish more because there is something driving you, allowing you to move faster. I walk …