Interest rates for the last several years have been at historic lows, and will likely remain relatively low for the foreseeable future. This environment of low interest rates have led many people to become serial refinancers. Refinancing provides a proportional savings to the loan amount, with closing costs not varying …
Today, I stand in defense of the penny, for several years I have been reading articles like this one that state the penny is a dead-weight loss on the economy. Penny production and now even nickel production cost more that the face value of these respective coins. Most of these …
As long as you have an IRA or HSA that was established in the previous tax year you can make contributions for that tax year up until April 15th, tax day, of the following year. But what if you’ve already filed your taxes and want to make a contribution to …
It seems 18 year old guys know EVERYTHING, but from a societal cross section are perhaps the most clueless group of people on the planet. I certainly wish I knew half as much as I thought I knew 10 years ago ;). The problem is young guys are often surrounded …