It seems that over time electric bills will grow if you don’t pay attention to them. We buy more devices, we slowly stop turning off lights and appliances when we leave the house and before we know it we are paying over a hundred bucks a month for electricity. Over …
The most important parts of personal finance are the simplest. Last week I came across this image on Facebook and fell in love with its simplicity. Stack your money and act broke. 6 words, but a whole lot of power. I must be on the wrong track with writing 1,000 word …
In March of 2009 Mrs. C. and I bought our 2004 Honda Odyssey for around $15,000. We had always driven beater cars and had a string of 3 in a row that lasted less than a year, including one we had to replace the transmission in twice. We chose to …
There are three major factors that influence retirement savings; time frame, market returns, and your savings percentage. By far the most crucial factor is your savings percentage. The rule of thumb thrown around all the time is to save 10% to 15% of your income. This may work if you …