How Cheap Are Mortgages When Treasuries Go To Zero?

Across the world, the interest rates on Treasury bills have turned negative in many different countries.  In this bizarre scenario, depositors pay the bank to hold on to their money, rather than the bank paying them interest. Such a scenario is obviously not good for depositors, but what about borrowers? …

Help With Buying A First House

Buying a first house is a big step in life, and it is often extremely difficult to reach.  I advocate, as do many financial advisers that putting down 20% and getting a 20 year mortgage or less is the best way to buy a home. That isn’t to say it …

How I Increased Organic Traffic By 867% In 1 Year

Blog traffic builds overtime.  Some sites are able to build traffic extremely fast, but those are rare.  Typically those sites are managed by someone who can put forth the effort of a full time job into it,  others are lucky, and then there are the select few who are also …

Guide To The Michigan Homestead Property Tax Credit

I am a big fan of tax credits, but what I don’t like is when they are made unnecessarily complicated…like this one.  If you can figure out the ins and outs of this tax credit, it is possible to save up to $1,200 per year. The Michigan Homestead property tax …