Quarter 1 2017 Financial Update

I’m making a few changes to the format and data in these quarterly wrap ups.  On the income side of the equation I am removing the total of our income and only publishing the savings rate.  Our household income is between $60,000 and $90,000, but it seems like the more …

Building Generational Wealth The Complete Guide

I want my children, my grandchildren and my great grandchildren to be financially successful.  I want them to be wealthy.  I also want them to be smart, hard working, and kind.  I want them to have enough resources that their predominate goal in life isn’t the accumulation of assets.  I …

A Lesson In Buy And Hold

Buy and hold is perhaps one of the best investing lessons there is.  The idea is simple.  buy stock often and hold on to it forever. Don’t look at daily or weekly stock charts, and don’t try to jump into the next hot stock every 5 minutes.  When I first …

How To Qualify For A Pell Grant

I’ve researched several ways to make college more affordable, including going to community college, using tax credits, and using CLEP exams.  I’ve generally discounted the idea of getting a Pell grant, because this government program that gives up to $5,815 per year to students is geared towards low income families. …